Health and Welfare Benefits Handbook 

(Summary Plan Descriptions) Distributed 2013


SPD - Table of Contents
SPD - Benefits Program Overview - Pages 1 to 21

SPD - Benefits Program Overview - Pages 22 to 43
SPD - Consolidated Flex Medical Plans - Pages 45 to 80
SPD - Dental Plan - Pages 81 to 90
SPD - Vision Plan - Pages 91 to 100
SPD - Flex.FSA.Plan - Pages 101 to 118
SPD - Long-Term Disability Plan - Pages 119 to 132
SPD - Life Insurance Plan - Pages 133 to 148


HSA User's Guide - 2013

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Final Average Pay Pension Option - Summary Plan Description 2012

FAP - Benefit Class by Job Number (What class am I in?)

FAP - Benefit Class Amounts

FAP - Supplement Amounts and Reduction Factors

FAP - Reduction for less than 25 years of service

FAP - Spouse Option Reduction Factors

FAP - Decimal Fractions for age/years of service


Account Balance Pension Option - Summary Plan Description 2012


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NIPSCO Retirement Guide (Printed 2012)


For Retirement Planning, the Union works with:
Mark Ohlmann, Ohlmann Investment Advisors
616-309-0537  mark@ohlmannadvisors.com


ENROLLMENT QUESTIONS?
Log on to the MySource web site at www.mysourceforhr.com or call MySource toll free at
1-888-640-3320 to connect with a Benefits Source Customer Service Associate.  Associates are available between 8:30 AM and 6:00 PM Eastern time, Monday through Friday.




FMLA FORMS

For More Information See the Dept. of Labor FMLA Page


Certification.Form.Employee.pdf


Certification.Form.Caregiver.pdf


FML.OVERVIEW





UNITY AND STRENGTH FOR WORKERS

Local 13796