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Health and Welfare Benefits Handbook 

(Summary Plan Descriptions) Distributed 2013


SPD - Table of Contents
SPD - Benefits Program Overview - Pages 1 to 21

SPD - Benefits Program Overview - Pages 22 to 43
SPD - Consolidated Flex Medical Plans - Pages 45 to 80
SPD - Dental Plan - Pages 81 to 90
SPD - Vision Plan - Pages 91 to 100
SPD - Flex.FSA.Plan - Pages 101 to 118
SPD - Long-Term Disability Plan - Pages 119 to 132
SPD - Life Insurance Plan - Pages 133 to 148


HSA User's Guide - 2013

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Final Average Pay Pension Option - Summary Plan Description 2012

FAP - Benefit Class by Job Number (What class am I in?)

FAP - Benefit Class Amounts

FAP - Supplement Amounts and Reduction Factors

FAP - Reduction for less than 25 years of service

FAP - Spouse Option Reduction Factors

FAP - Decimal Fractions for age/years of service


Account Balance Pension Option - Summary Plan Description 2012


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2013 Nipsco Union PPO Pricing

Walgreen's Back In PPO Network Effective 9-15-12

NIPSCO Retirement Guide (Printed 2012)


For Retirement Planning, the Union works with:
Mark Ohlmann, Ohlmann Investment Advisors
616-309-0537  mark@ohlmannadvisors.com


ENROLLMENT QUESTIONS?
Log on to the MySource web site at www.mysourceforhr.com or call MySource toll free at
1-888-640-3320 to connect with a Benefits Source Customer Service Associate.  Associates are available between 8:30 AM and 6:00 PM Eastern time, Monday through Friday.


2013 Benefit Enrollment Newsletter
2013 Benefit Enrollment Guide
2013 Benefit Enrollment Information


FMLA FORMS

For More Information See the Dept. of Labor FMLA Page


Certification.Form.Employee.pdf


Certification.Form.Caregiver.pdf


FML.OVERVIEW





UNITY AND STRENGTH FOR WORKERS

Local 13796